Title

Sex of respondent and credit attitudes as predictors of credit card use and debt payment

Document Type

Article

Publication Date

6-1-2006

Abstract

Researchers have suggested there may be sex differences in attitudes towards credit card possession and use. Undergraduates, 41 men and 41 women, completed a survey regarding their attitudes towards credit, credit card use, and repayment. Analysis indicated sex played a significant moderating role between number of credit cards used and the importance of paying off monthly balances. Women possessed more credit cards than men and engaged in more frequent shopping. Number of credit cards increased with paying off of monthly balances. Data are discussed in terms of the importance of managing credit card debt in an increasingly cashless society. © Psychological Reports 2006.

Publication Name

Psychological Reports

Volume Number

98

First Page

892

Last Page

894

Issue Number

3

DOI

10.2466/PR0.98.3.892-894

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